:root{--primary:#009688;--primary-light:#26A69A;--primary-glow:rgba(0,150,136,0.35);--bg-dark:#0A0F14;--bg-card:#111920;--bg-card-hover:#162029;--bg-section-alt:#0D1218;--bg-input:#0D1319;--border-color:rgba(38,166,154,0.15);--border-hover:rgba(38,166,154,0.35);--text-white:#FFF;--text-light:#C8D6DF;--text-muted:#7A8F9E;--text-accent:#26A69A;--font-display:'Crimson Pro',Georgia,serif;--font-body:'Work Sans','Segoe UI',sans-serif;--radius:12px;--radius-sm:8px;--shadow-card:0 4px 24px rgba(0,0,0,0.25);--shadow-glow:0 0 40px var(--primary-glow);--transition:0.3s cubic-bezier(0.4,0,0.2,1);--max-width:1600px}
*,*::before,*::after{margin:0;padding:0;box-sizing:border-box}html{scroll-behavior:smooth}body{font-family:var(--font-body);background:var(--bg-dark);color:var(--text-light);line-height:1.7;-webkit-font-smoothing:antialiased;overflow-x:hidden}
h1,h2,h3,h4{font-family:var(--font-display);color:var(--text-white);line-height:1.2}a{color:var(--primary-light);text-decoration:none;transition:color var(--transition)}a:hover{color:var(--text-white)}
.container{max-width:var(--max-width);margin:0 auto;padding:0 24px}

/* NAV */
header{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(10,15,20,0.85);backdrop-filter:blur(12px);border-bottom:1px solid var(--border-color);transition:background var(--transition)}
.nav-container{display:flex;align-items:center;justify-content:space-between;height:72px}
.logo{display:flex;align-items:center;gap:10px;font-family:var(--font-display);font-size:1.25rem;color:var(--text-white);font-weight:700}.logo-text{letter-spacing:0.5px}
.nav-desktop{display:flex;align-items:center;gap:32px}.nav-desktop a{color:var(--text-muted);font-size:0.95rem;font-weight:500;transition:color var(--transition)}.nav-desktop a:hover{color:var(--text-white)}
.nav-cta{background:var(--primary);color:#fff!important;padding:10px 24px;border-radius:var(--radius-sm);font-weight:600;transition:all var(--transition)}.nav-cta:hover{background:var(--primary-light);transform:translateY(-1px)}
.hamburger{display:none;flex-direction:column;gap:5px;background:none;border:none;cursor:pointer;padding:8px}.hamburger span{width:24px;height:2px;background:var(--text-light);transition:all var(--transition)}
.hamburger.active span:nth-child(1){transform:rotate(45deg) translate(5px,5px)}.hamburger.active span:nth-child(2){opacity:0}.hamburger.active span:nth-child(3){transform:rotate(-45deg) translate(5px,-5px)}
.nav-mobile{position:fixed;top:72px;left:0;right:0;bottom:0;background:var(--bg-dark);display:flex;flex-direction:column;align-items:center;justify-content:center;gap:32px;transform:translateX(100%);transition:transform var(--transition);z-index:999}
.nav-mobile.active{transform:translateX(0)}.nav-mobile a{color:var(--text-white);font-size:1.3rem;font-weight:600}
@media(max-width:768px){.nav-desktop{display:none}.hamburger{display:flex}}

/* HERO */
.hero{padding:140px 0 80px;position:relative;overflow:hidden}
.hero-grid{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.hero-badges{display:flex;gap:12px;margin-bottom:20px;flex-wrap:wrap}.hero-badge{background:var(--bg-card);border:1px solid var(--border-color);padding:6px 14px;border-radius:var(--radius-sm);font-size:0.85rem;color:var(--text-muted)}
.hero h1{font-size:clamp(2rem,4vw,3.2rem);margin-bottom:20px;letter-spacing:-0.5px}.hero h1 span{color:var(--primary-light)}
.hero-desc{font-size:1.1rem;color:var(--text-muted);margin-bottom:32px;max-width:520px}
.hero-stats{display:flex;gap:32px;flex-wrap:wrap}.stat{text-align:center}.stat-value{font-family:var(--font-display);font-size:1.6rem;color:var(--text-white);font-weight:700}.stat-label{font-size:0.8rem;color:var(--text-muted);margin-top:2px}
.hero-form{background:var(--bg-card);border:1px solid var(--border-color);border-radius:var(--radius);padding:32px;box-shadow:var(--shadow-card)}
.hero-form h3{font-size:1.4rem;margin-bottom:4px}.hero-form small{color:var(--text-muted);font-size:0.9rem}
.form-group{margin-top:16px}.form-group input,.form-group select{width:100%;padding:14px 16px;background:var(--bg-input);border:1px solid var(--border-color);border-radius:var(--radius-sm);color:var(--text-white);font-size:1rem;font-family:var(--font-body);transition:border-color var(--transition)}
.form-group input:focus,.form-group select:focus{outline:none;border-color:var(--primary-light);box-shadow:0 0 0 3px var(--primary-glow)}
.form-group input::placeholder{color:var(--text-muted)}
.form-row{display:flex;gap:12px}.form-row select{width:120px;flex-shrink:0}.form-row input{flex:1}
.consent-group label{display:flex;gap:8px;font-size:0.85rem;color:var(--text-muted);line-height:1.4;cursor:pointer;align-items:flex-start}.consent-group input[type="checkbox"]{margin-top:3px;accent-color:var(--primary)}
.btn-primary{width:100%;padding:16px;background:var(--primary);color:#fff;border:none;border-radius:var(--radius-sm);font-size:1.1rem;font-weight:700;cursor:pointer;font-family:var(--font-body);transition:all var(--transition);margin-top:16px}
.btn-primary:hover:not(:disabled){background:var(--primary-light);transform:translateY(-1px);box-shadow:0 6px 20px var(--primary-glow)}
.btn-primary:disabled{opacity:0.7;cursor:not-allowed}
.btn-primary.success{background:#00c875}
.btn-full{display:block}
.form-message{margin-top:12px;padding:10px;border-radius:var(--radius-sm);font-size:0.9rem;text-align:center}
.form-message.success{background:rgba(0,200,117,0.15);color:#00c875}.form-message.error{background:rgba(255,68,68,0.15);color:#ff4444}
.form-secure{text-align:center;font-size:0.8rem;color:var(--text-muted);margin-top:12px}
@media(max-width:768px){.hero-grid{grid-template-columns:1fr}.hero-stats{justify-content:center}}

/* SECTIONS */
section{padding:80px 0}.section-alt{background:var(--bg-section-alt)}
.section-header{text-align:center;margin-bottom:48px}.section-header .overline{color:var(--primary-light);font-size:0.85rem;font-weight:600;letter-spacing:2px;text-transform:uppercase;margin-bottom:8px}
.section-header h2{font-size:clamp(1.6rem,3vw,2.4rem);margin-bottom:12px}.section-header p{color:var(--text-muted);max-width:640px;margin:0 auto}

/* FEATURE GRID */
.features-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}
.feature-card{background:var(--bg-card);border:1px solid var(--border-color);border-radius:var(--radius);padding:32px;transition:all var(--transition)}
.feature-card:hover{border-color:var(--primary-light);transform:translateY(-4px);box-shadow:var(--shadow-glow)}
.feature-icon{font-size:2rem;margin-bottom:16px}.feature-card h3{font-size:1.2rem;margin-bottom:8px}.feature-card p{color:var(--text-muted);font-size:0.95rem}

/* TWO COL */
.two-col{display:grid;grid-template-columns:1fr 1fr;gap:60px;align-items:center}
.two-col-text{max-width:560px}.two-col-text h2{font-size:clamp(1.5rem,2.5vw,2rem);margin-bottom:16px}.two-col-text p{color:var(--text-muted);margin-bottom:16px}
.check-list{list-style:none}.check-list li{padding:6px 0;color:var(--text-light);position:relative;padding-left:28px}.check-list li::before{content:"\2713";color:var(--primary-light);position:absolute;left:0;font-weight:700}
.trust-badges-row{display:flex;gap:16px;flex-wrap:wrap;margin-top:24px}.trust-badge{background:var(--bg-card);border:1px solid var(--border-color);padding:8px 16px;border-radius:var(--radius-sm);font-size:0.85rem;color:var(--text-muted)}
@media(max-width:768px){.two-col{grid-template-columns:1fr}}

/* TESTIMONIALS */
.testimonials-grid{display:grid;grid-template-columns:repeat(auto-fit,minmax(300px,1fr));gap:24px}
.testimonial-card{background:var(--bg-card);border:1px solid var(--border-color);border-radius:var(--radius);padding:32px}
.testimonial-stars{color:#FFD700;font-size:1.1rem;margin-bottom:12px}.testimonial-text{font-style:italic;color:var(--text-light);margin-bottom:16px;line-height:1.6}
.testimonial-author{display:flex;align-items:center;gap:12px}.testimonial-avatar{width:48px;height:48px;border-radius:50%;background:var(--primary);display:flex;align-items:center;justify-content:center;color:#fff;font-weight:700;font-size:1rem}
.testimonial-info .author-name{color:var(--text-white);font-weight:600}.testimonial-info .author-role{color:var(--text-muted);font-size:0.85rem}

/* FAQ */
.faq-list{max-width:800px;margin:0 auto}.faq-item{border:1px solid var(--border-color);border-radius:var(--radius-sm);margin-bottom:12px;overflow:hidden;transition:border-color var(--transition)}
.faq-item.active{border-color:var(--primary-light)}
.faq-question{width:100%;padding:20px 24px;background:var(--bg-card);border:none;color:var(--text-white);font-size:1.05rem;font-family:var(--font-display);text-align:left;cursor:pointer;display:flex;justify-content:space-between;align-items:center;transition:background var(--transition)}
.faq-question:hover{background:var(--bg-card-hover)}.faq-question .icon{color:var(--primary-light);font-size:1.3rem;transition:transform var(--transition)}
.faq-item.active .faq-question .icon{transform:rotate(45deg)}
.faq-answer{max-height:0;overflow:hidden;transition:max-height 0.4s ease}.faq-answer-inner{padding:0 24px 20px;color:var(--text-muted);line-height:1.7}

/* CTA SECTION */
.cta-section{text-align:center;padding:80px 0}.cta-section h2{font-size:clamp(1.6rem,3vw,2.2rem);margin-bottom:12px}.cta-section p{color:var(--text-muted);margin-bottom:24px}
.btn-cta{display:inline-block;padding:16px 40px;background:var(--primary);color:#fff;border-radius:var(--radius-sm);font-size:1.1rem;font-weight:700;transition:all var(--transition)}
.btn-cta:hover{background:var(--primary-light);transform:translateY(-2px);box-shadow:0 6px 24px var(--primary-glow);color:#fff}

/* FOOTER */
footer{background:var(--bg-section-alt);border-top:1px solid var(--border-color);padding:60px 0 24px}
.footer-grid{display:grid;grid-template-columns:2fr 1fr 1fr 1fr;gap:40px}
.footer-brand p{color:var(--text-muted);font-size:0.9rem;margin-top:12px;max-width:300px}
.footer-col h4{color:var(--text-white);font-size:1rem;margin-bottom:16px;font-family:var(--font-display)}.footer-col ul{list-style:none}.footer-col li{margin-bottom:8px}.footer-col a{color:var(--text-muted);font-size:0.9rem;transition:color var(--transition)}.footer-col a:hover{color:var(--primary-light)}
.footer-bottom{margin-top:40px;padding-top:24px;border-top:1px solid var(--border-color);text-align:center}
.footer-bottom p{color:var(--text-muted);font-size:0.85rem;margin-bottom:8px}
.footer-regulatory{margin-top:16px;max-width:800px;margin-left:auto;margin-right:auto}.footer-regulatory p{font-size:0.8rem;color:var(--text-muted);margin-bottom:6px;line-height:1.5}
@media(max-width:768px){.footer-grid{grid-template-columns:1fr 1fr}}
@media(max-width:480px){.footer-grid{grid-template-columns:1fr}}

/* ANIMATIONS */
.fade-in{opacity:0;transform:translateY(20px);transition:opacity 0.6s ease,transform 0.6s ease}.fade-in.visible{opacity:1;transform:translateY(0)}

/* LEGAL PAGES */
.legal-page{padding:120px 0 80px}.legal-page .legal-content{max-width:800px;margin:0 auto}.legal-page h1{font-size:2rem;margin-bottom:24px}.legal-page h2{font-size:1.3rem;margin:32px 0 12px;color:var(--primary-light)}.legal-page p,.legal-page li{color:var(--text-muted);margin-bottom:12px;line-height:1.7}.legal-page ul{padding-left:24px}.legal-page a{color:var(--primary-light)}